Hail
Hail storms can cause severe damage to people, animals, crops, houses and vehicles. Know the risks and how you can prepare and stay safe during a hail storm.
How to prepare for a hail storm
- Watch for the signs of an incoming storm:
- dark clouds
- strong winds
- thunder
- lightning
- heavy rain
- Routinely monitor the local weather forecasts.
- Place any cars, RVs, boats, recreational vehicles, patio furniture, garbage cans, and other large objects in a covered area, like a shed or garage.
- Close all windows and doors in your home. Closing curtains in front of the windows can help contain glass if your window breaks.
- Review your home and vehicle insurance policies and ask your broker if you are covered for hail damage specifically.
- Inspect and maintain your property, especially your outdoor area and roof to ensure protection against strong winds, rain and hailstones.
- Keep trees and shrubbery trimmed and maintained to limit impacts from hail and winds.
Staying safe during a hail storm
- When hail or thunderstorms threaten, seek shelter in a safe, secure building and stay away from windows, glass doors or skylights.
- Bring your children and pets inside immediately. Provide shelter for livestock.
- If driving, find a place to safely pull off roadways and protect yourself from shattered glass by facing away from all windows.
- If you are caught outdoors with no immediately available shelter, crouch down, face away from the wind and protect your head and neck with your hands.
- Watch for flooded areas. Excessive hail combined with heavy rain can plug storm drains and create local flooding.
- Stay away from trees, towers, metal fences or poles to avoid lightning.
After a hail storm
- Carefully walk around to see if any damage has been done to your property or vehicle(s).
- Document any damage with photographs. Keep all the photos in a safe place. Write down the date of the storm.
- Clean up and get any damage repaired quickly.